Around one million Peruvians use cryptocurrencies in their different transactions. But this class of digital assets does not currently have legislation that regulates them. Peru: Countries that invest the most in cryptocurrencies Specifically, there are 1.2 million Peruvians who have entered them , positioning Peru as the fifth country with respect to the number of existing users in South America , this according to a study released by the Superintendency of Banking, Insurance and AFP (SBS) , extracting information from 2020, where the means used for money laundering are studied. For Merbin Rangel , who is CEO of Banexcoin , states that “There are around 1.2 million Peruvians who today move cryptocurrencies, not necessarily in a common investment niche but also in their daily lives.”
Cryptocurrencies aimed at ecommerce
Users use cryptocurrencies in ecommerce, cross-border payments and the acquisition and marketing of goods from abroad . It is information that was released at the International Congress of Epayment Summit 2022. Whose organization was in charge of the Peruvian Chamber of Electronic Italy WhatsApp Number Data Commerce. However, for the SBS, situations such as repetitive anonymity to guarantee cryptocurrency users and their respective beneficiaries. In addition to this, the great complexity of knowing the computer traces of the different operations leads to the establishment of completely illegal activities . Added to this, there is no adequate legal regulation for the issuance, movement and state surveillance processes.
Prevention in money laundering
According to Carlos Bernos , who is country manager, explains that “There is still no rule that specifically mentions cryptocurrencies, but it is expected that regulation Singapore WhatsApp Number List will begin with the prevention of money laundering. There are announcements that this would be the supervisor’s starting point.” On the other hand, the alert generated by the SBS is part of the constant volatility that characterizes cryptocurrencies. So far in 2023, bitcoin has experienced a gain of around 41.7% in value , trading at around US$23,574.20 to date. For its part, in 2022 the digital currency registered a price of about US$ 37,154.6 ; Meanwhile, in 2021 it reached the astronomical figure of US$65,000.
